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Read your policy. Yes they can. They know that you will allow an uninsured driver who lives in your house to drive your car 

I don't see a question in this summary.

Whether your coverage will apply, and in which state, and when, depends on the language of the policy, which I can't read. So you will either need to trust your insurance company about what the polic ...

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Insurance Bad Faith – First Party vs. Third Party Claims, Chicago

There was a terrible, summer thunderstorm with high wind and driving rain, and that old oak tree in the front yard came crashing through the roof of your house. Between the damage to the roof and the ...

How Does the Insurance Fair Conduct Act (IFCA) Protect Washington State Dri

The Insurance Fair Conduct Act (IFCA), which was a voter approved initiative, took effect on Dec. 6, 2007. The law made it illegal for insurance companies to “unreasonably deny an insurance clai ...

What to do When Insurers Act in “Bad Faith” in Personal Injury Cases

An insurance policy is a promise by an insurer to provide insurance protection to its policy holders. In addition to the duty to provide protection, the insurer must also negotiate and settle claims i ...

What is Chronic Fatigue Syndrome?

The New York Metropolitan Area is filled with hard-working, intelligent professionals who have advanced in their careers reaping financial and career success. Because they are at such a high level, ev ...

Denied Unum Claims – Another Unfair Claim Tactic

Most people making an individual disability claim for benefits under their Paul Revere or Provident policy don’t pay a whole lot of attention to Unum’s careful strategy of characterizing y ...

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